Investor Onboarding

The onboarding of investors includes the following steps:

1. The initial onboarding (KYC / AML / T&C) that is required for all roles
2. The onboarding of financial suitability test
3. The creation of escrow account in Fabrick (Banking Partner)
4. (When wanting to invest) they top up of Euro Credits.

Context: the concept of Euro Credits is only valid before a stable coin

2. Create Escrow Bank Account

This step is a redirect from the Platform-D webapp user flow to the partnering Fabrick bank's UI for account creation.

3. Top Up Euro Credits

This is an Oracle MINT action, see Fiat Payment for other Euro Credits actions

flowchart TD
    Investor -- Invest Fiat --> Bank
    Investor --Invest Crypto --> o(Onchain Account)
    o -- Offboard --> c(CEX)
    Bank --> e(Fabrick Escrow Account)
    c --> e(Fabrick Escrow \n Segregated Account)

    e -- Emits Events ---Oracle
    Oracle -- Mints Euro Credits --> Protocol

Investors are presented with the correct information to fund their own Escrow account which they created in Step 3.